Purchase & Refinance Loans in California

At NDF Capital Inc, we understand that navigating the world of mortgages can be overwhelming, but were here to make the process smoother and more accessible for you. As a dedicated mortgage broker, we specialize in providing tailored loan solutions that meet a variety of needs. Whether you’re a first-time homebuyer or looking to invest in real estate, we offer a comprehensive suite of loan options designed to help you achieve your financial goals.

Our offerings include a wide range of loan types to cater to diverse financial situations. From FHA Loans, which are perfect for buyers with lower credit scores, to VA Loans that are exclusively for veterans and active-duty military, we have something for everyone. We also provide USDA Loans for those looking to purchase a home in rural areas, Jumbo Loans for higher-value properties, and Conventional Loans that align with standard lending criteria. For those seeking innovative financing solutions, our Non-QM Loans and Bridge Loans can be great options.

When it comes to refinancing, NDF Capital Inc has you covered with an array of programs that can help you lower your monthly payments or access your home equity. Our FHA Streamline and VA Streamline options allow for easy refinancing with minimal documentation, while FHA Cash Out and VA Cash Out loans enable you to tap into your home’s equity. We also offer USDA Streamline refinancing, as well as conventional and Jumbo refinance programs to suit your needs.

In addition to our primary loan offerings, we pride ourselves on providing an extensive selection of additional products and programs. If you’re self-employed or looking for alternative documentation options, our 1099 Loans and Bank Statement Loans can facilitate your financing process. First-time homebuyers will find our specialized loans and Down Payment Assistance programs particularly helpful, ensuring that financial barriers don’t stand in the way of homeownership.

For investors, NDF Capital Inc presents a range of options including Investor Loans, DSCR (Debt Service Coverage Ratio) loans, and Fix and Flip financing. We understand the unique needs of real estate investors and aim to provide flexible solutions that empower you to grow your portfolio. Furthermore, our HELOC (Home Equity Line of Credit) products are designed to help you access funds quickly when needed.

We also cater to a variety of unique financial situations with specialized programs such as ITIN Loans for non-citizens, Foreign National Loans for international buyers, and Rehab Loans for properties in need of renovation. Our Hard Money Loans and Apartment Complex Loans offer alternative financing solutions that can be crucial for certain investment strategies. Whatever your needs may be, NDF Capital Inc is committed to providing you with exceptional service and the right mortgage products to help you succeed in your home financing journey.